As of 4:30 PM this afternoon, I am officially retired!!
Today was my last day of work, and while I may someday decide to pick up an odd job here and there in exchange for a free camping spot, my “career” days are over. It’s been a good run–sixteen years as an accountant in the oil and gas industry, fourteen years in various positions in the Information Technology and software field, and then three years in a couple of specialist positions in the retail and health insurance industries. I got my MBA degree and passed the CPA exam while working. I picked up a second bachelor’s degree in IT after we moved to Phoenix from Houston. I met a lot of wonderful people, made some lifelong friends, traveled all over the country, and learned so much about so many different things through each of the various positions that I’ve held over the years.
But I am SO ready to move on! I’m not going to miss having to be at an office or sitting at a computer on someone else’s schedule every weekday morning. I’m looking forward to being able to go for a long walk in the mornings without worrying about being late for work. Desk jobs are not healthy, and eating out while traveling for work is especially bad. I’m looking forward to being outside more, getting that solar Vitamin D, stepping on a hiking trail instead of a treadmill, waking and sleeping with my natural body rhythms, and exploring all the quirky, historic, jaw-droppingly beautiful places this amazing country has to offer.
Retiring early (I’m only 59) means that we’ll have to be very conscious of our spending for a few years until we decide it’s time to apply for my Social Security and pension benefits. But we’ve always been fairly frugal in our lifestyle, and we have a nest egg that should be sufficient for how we plan to live going forward. We don’t anticipate any major adjustments to our monthly budget, at least in total spending. Of course, there will be a change in the types of spending that make up that total, but it should even out or go down once we get on the road. We’ll be trading our spending on a mortgage, city utilities, home and lawn maintenance, and car insurance for spending on campground fees, RV maintenance, propane and my health insurance. I’ve always tracked our spending religiously in Quicken, so it will be very interesting to see how the numbers change once we’ve been on the road for a few months.
Now, the latest on the house sale:
We had the home inspection on Wednesday morning and held our breath while waiting to hear what all the buyer would want fixed. We felt like we had the house in pretty great shape, but we had agreed to pay up to $1000 in repairs based on the inspection. Today we heard from the Realtor that based on the inspection report, the only thing the buyer is asking that we repair is a broken window pane in the garage door. That’s it. Easy peasy. Yep, we can do that!!
Next week the appraiser will come in, and we’ll be holding our breath again, but we really don’t anticipate that there will be a problem in that area. The last thing will be the termite inspection, and since we have annual inspections under our Terminix contract and there have never been any problems, we aren’t worried about that either.
We’re planning our next yard sale for next weekend (August 3-4), and we’ll also be posting ads next week for the larger furniture items as well as my beloved Prius.
So unless something unforeseen happens, we’re still shooting to close the sale on or before August 29. Since we’re planning to have all the furniture gone before the close date, we’ll probably be moving into the RV full time before then, after we move Lizzy from the storage lot to a local campground. Then once the closing papers are signed, we’ll be ready to roll!
Which brings up the question that we get asked more than any other:
Have you decided where your first destination is going to be?
Yes, we have!
But I’ll answer that question in my next blog post, so stay tuned!